Three stages. One comprehensive plan.
A step-by-step walkthrough of each tool and how they flow together.
Build Your Budget
Enter income and expenses in the Budget Builder, then see exactly where your money goes in the Budget Review.
Budget Builder
Enter your income (salary or hourly) and expenses (needs and wants) to create a personalized budget. Our tool automatically estimates your after-tax income and helps you categorize expenses for clarity. Once all income and expenses have been submitted, select the 'Calculate Budget' button.
Why it's valuable: Build a budget tailored to your life, helping you find potential cost savings.
Start Free Trial to Try ThisIncome and Expense Entry
Income Entry
Categorize Expenses
Budget Review
Visualize your budget with a clear breakdown of your income, spending, and savings. A bar chart shows how your after-tax income is allocated between needs, wants, and savings. To continue, select the 'Set Savings Goals' button.
Why it's valuable: Understand where your money goes and identify areas to optimize your spending.
Visual Budget Breakdown
Budget Allocation
Monthly Savings Available
$847
Set Your Savings Plan
Allocate savings across goals in Savings Goals, then review the full picture in your Plan Summary.
Set Savings Goals
Plan for the future by setting savings goals for emergencies, lifestyle purchases, or long-term investments. Once you have allocated all remaining savings to your goals, select 'Proceed to Summary' to see your financial plan.
Why it's valuable: Turn your financial aspirations into actionable plans with clear timelines.
Start Free Trial to Try ThisGoal Setting
Emergency Fund
$300/month allocation
Summer Vacation
$200/month allocation
Retirement Savings
$347/month allocation
Plan Summary
Review your complete financial plan, including your budget, savings goals, and long-term projections. See how your savings will grow over time to achieve your goals. You can also find some ideas for next steps to meet your goals here.
Why it's valuable: Get a comprehensive view of your financial future and stay on track.
Complete Plan View
Money Flow Overview
Suggested Next Steps
Visualize Your Future
Model retirement spending and custom scenarios in the Retirement Visualizer, then track progress with the Goal Tracker.
Retirement Visualizer
Plan your financial future with the Retirement Visualizer. Input your current age, account balances, savings rates, retirement age, expenses, and income sources to see a projection of your portfolio over time. Adjust inputs to optimize your retirement plan.
Why it's valuable: Visualize how your savings and investments can support your retirement goals.
Start Free Trial to Try ThisRetirement Projection
Portfolio Value Over Time
Goal Tracker
Monitor your progress toward your savings goals with the Goal Tracker. Update your savings using sliders or input fields, mark goals as completed, and view completed goals with the option to undo. Select 'Plan for Retirement' to continue planning your future.
Why it's valuable: Stay motivated by tracking your progress and celebrating milestones.
Progress Tracking
Emergency Fund
Target: $5,000
Your financial plan starts here.
No bank linking. Just a clear, detailed plan you build yourself.
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