Simple, transparent pricing
Start free with budgeting and savings tools. Upgrade for retirement projections, scenario planning, and goal tracking.
Free
$0
Forever. No credit card required.
- Budget Builder with tax estimates
- Budget Review with spending insights
- Savings Goals with priority planning
- Plan Summary with Sankey money-flow chart
- Learning Center articles
- No bank or brokerage linking
Pro
MOST POPULAR$15 / quarter
Everything in Free, plus:
- Retirement Visualizer with portfolio projections
- Custom what-if scenario planning
- Goal Tracker with progress monitoring
- Full Plan Summary with projections and growth charts
- Print and save your plan as PDF
7 days free -- you won't be charged until day 8
All Pro subscriptions include a 7-day free trial. After the trial period, your selected plan will automatically renew at the then-current rate (Quarterly: $15 every 3 months; Annual: $49 every 12 months) until you cancel.
You may cancel at any time from your account profile page or by contacting [email protected]. Cancellation takes effect at the end of your current billing period. Your account reverts to the Free plan.
Waterfall Planning reserves the right to change subscription pricing. If pricing changes, you will be notified before your next renewal, and the updated price will apply to the following billing cycle. By subscribing, you agree to our Terms of Use.
Connect your budget to your goals to your future.
Looking for organization or team pricing? Learn about our organization plans.
Not sure yet? That is okay.
Most budgeting apps just track what you already spent. Waterfall Planning is different.
No bank account linking. Your financial data stays yours. We never ask for login credentials to your bank, credit cards, or investment accounts.
Planning, not just tracking. Other tools show you where your money went. We help you decide where it should go next -- budget, savings goals, and a retirement projection that shows how much you could spend each year.
Built for real people. No finance degree required. Plain language, simple steps, and a process you can finish in about 30 minutes.
Free educational content. Our Learning Center covers budgeting, debt, retirement, insurance, and more -- available to everyone, no subscription needed.