Vornado Realty 401(k) Plan

The Vornado Realty Trust 401(k) Plan is a single-employer defined contribution plan serving 582 active participants and 361 inactive participants as of December 31, 2024, with total plan assets of $235.7 million. The plan is administered by Vornado Realty Trust with Merrill Lynch serving as recordkeeper. The plan invests through a combination of collective investment trusts, mutual funds, and stable value options.

Participants: 966 Plan assets: $235,661,493 Plan number: 002 Form 5500 plan year: 2024 Last verified: Jun 16, 2026 View Form 5500
Match
Not disclosed in the 2024 filing
Vesting
Not disclosed in the 2024 filing
Investment Options
29 funds
Plan Size
$235,661,493

By Zac Murphy, CFA charterholder and CFP professional. Published June 16, 2026. Verified against Form 5500 plan year 2024.

Get a personalized look at your Vornado Realty 401(k) options

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Fund lineup

Fund Asset Class Type
ALLSPRING ENHANCED MKT CIT E2 US Large Cap Active
GALLIARD STABLE RETURN FUND CLASS C Stable Value Other
HARDING LOEVNER EMERGING MARKET A CIT Emerging Markets Active
ACTIVE MID CAP US EQUITY BLEND US Mid Cap Active
ACTIVE SMALL CAP US EQTY BLD US Small Cap Active
AMERICAN BALANCED FUND CL R6 Balanced/Allocation Active
COHEN & STEERS INSTL REALTY Real Estate Active
DODGE & COX INCOME FUND CL X US Bonds Active
FIDELITY TOT MK IP US Large Cap Index
MFS INTERNATIONAL EQUITY CL R6 International Equity Active
MFS Value Fund R6 US Large Cap Active
VANGUARD 2020 TARGET RETIREMNT Target-date Other
VANGUARD 2025 TARGET RETIREMNT Target-date Other
VANGUARD 2030 TARGET RETIREMNT Target-date Other
VANGUARD 2035 TARGET RETIREMNT Target-date Other
VANGUARD 2040 TARGET RETIREMNT Target-date Other
VANGUARD 2045 TARGET RETIREMNT Target-date Other
VANGUARD 2050 TARGET RETIREMNT Target-date Other
VANGUARD 2055 TARGET RETIREMNT Target-date Other
VANGUARD 2060 TARGET RETIREMNT Target-date Other
VANGUARD 2065 TARGET RETIREMNT Target-date Other
VANGUARD 2070 TARGET RETIREMNT Target-date Other
Vanguard High-Yield Corporate High Yield Bonds Active
VANGUARD MID CAP INDEX FD US Mid Cap Index
VANGUARD SMALL CAP IND INSTL US Small Cap Index
VANGUARD TOTAL BOND MKT US Bonds Index
VANGUARD TOTAL INT STOCK INDEX International Equity Index
VANGUARD TRGT INCOME RETRMNT Target-date Other
VANGUARD US GROWTH FD ADM US Large Cap Active

Why our allocations use only index funds

The actively managed funds in this plan cost more per year than the plan's index funds, which run roughly 0.02% to 0.06%. Decades of research on long-term active fund performance do not support reliable outperformance net of fees, which is why the allocation ideas below may consider using only the low-cost index options.

Employer match

Match summary
Not disclosed in the 2024 filing
Match cap --
Effective match rate --
Vesting Not disclosed in the 2024 filing
Waiting period Not disclosed in the 2024 filing

Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with Vornado Realty Trust.

Find your risk profile

Answer 13 questions to see which allocation fits your situation.

Question 1 of 13

Risk assessment methodology based on Grable, J. E., & Lytton, R. H. (1999). Financial risk tolerance revisited: The development of a risk assessment instrument. Financial Services Review, 8, 163-181.

Allocation ideas

Five sample mixes built from this plan's funds, from conservative to growth. Take the assessment above to see which one fits your risk profile.

Recommended for you (based on your risk profile)
Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
VANGUARD TOTAL BOND MKT 70%
GALLIARD STABLE RETURN FUND CLASS C 30%
0% stocks / 100% bonds
Recommended for you (based on your risk profile)
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
VANGUARD TOTAL BOND MKT 49%
GALLIARD STABLE RETURN FUND CLASS C 21%
FIDELITY TOT MK IP 19%
VANGUARD TOTAL INT STOCK INDEX 8%
VANGUARD MID CAP INDEX FD 3%
30% stocks / 70% bonds
Recommended for you (based on your risk profile)
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
FIDELITY TOT MK IP 39%
VANGUARD TOTAL BOND MKT 28%
VANGUARD TOTAL INT STOCK INDEX 15%
GALLIARD STABLE RETURN FUND CLASS C 12%
VANGUARD MID CAP INDEX FD 6%
60% stocks / 40% bonds
Recommended for you (based on your risk profile)
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
FIDELITY TOT MK IP 52%
VANGUARD TOTAL INT STOCK INDEX 20%
VANGUARD TOTAL BOND MKT 14%
VANGUARD MID CAP INDEX FD 8%
GALLIARD STABLE RETURN FUND CLASS C 6%
80% stocks / 20% bonds
Recommended for you (based on your risk profile)
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
FIDELITY TOT MK IP 65%
VANGUARD TOTAL INT STOCK INDEX 25%
VANGUARD MID CAP INDEX FD 10%
100% stocks / 0% bonds
Stay on track

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Occasional, no-jargon guidance on getting the most from your workplace retirement plan.

  • What your match is really worth
  • How to keep costs low with index funds
  • Plan updates when your filing changes

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These allocation ideas are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.