Velociti 401(k) Plan Match and Vesting

Officially: VELOCITI SERVICES 401(K) PLAN

Participants: 3,203 Plan assets: $2,978,753 Plan number: 001 Form 5500 plan year: 2024 Last verified: Jun 16, 2026 View Form 5500
Match
Not disclosed in the 2024 filing
Vesting
Not disclosed in the 2024 filing
Investment Options
24 funds
Plan Size
$2,978,753

By Zac Murphy, CFA charterholder and CFP professional. Published June 16, 2026. Verified against Form 5500 plan year 2024.

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Allocation Examples

Five sample mixes built from this plan's funds, from conservative to growth. These are educational illustrations showing how the plan's available funds could be combined at different stock-to-bond ratios. They are not recommendations.

Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
Fidelity Total Int Idx Fund 70%
Principal Stable Value Z Fund 30%
0% stocks / 100% bonds
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
Fidelity Total Int Idx Fund 49%
Principal Stable Value Z Fund 21%
Fidelity® 500 Index Fund 19%
DFA EMERG MKT CORE EQTY I FD 8%
Fidelity Mid Cp Index Fund 3%
30% stocks / 70% bonds
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
Fidelity® 500 Index Fund 39%
Fidelity Total Int Idx Fund 28%
DFA EMERG MKT CORE EQTY I FD 15%
Principal Stable Value Z Fund 12%
Fidelity Mid Cp Index Fund 6%
60% stocks / 40% bonds
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
Fidelity® 500 Index Fund 52%
DFA EMERG MKT CORE EQTY I FD 20%
Fidelity Total Int Idx Fund 14%
Fidelity Mid Cp Index Fund 8%
Principal Stable Value Z Fund 6%
80% stocks / 20% bonds
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
Fidelity® 500 Index Fund 65%
DFA EMERG MKT CORE EQTY I FD 25%
Fidelity Mid Cp Index Fund 10%
100% stocks / 0% bonds

These allocation examples are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.

Employer match

Match summary
Not disclosed in the 2024 filing
Match cap --
Effective match rate --
Vesting Not disclosed in the 2024 filing
Waiting period Not disclosed in the 2024 filing

Talk to Zac about your 401(k)

Zac Murphy, CFA, CFP® -- Founder of Waterfall Planning
Zac Murphy, CFA, CFP®
CFA charterholder, CFP® professional, and founder of Waterfall Planning

Helps clients build wealth deliberately, through portfolios that match their goals, retirement that arrives on schedule, and tax strategy that keeps more of what they earn.

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Fund lineup

Fund Asset Class Type
American Century Mid-Cap Val R6 US Mid Cap Active
BlackRock Lfpth Idx 2060 K Fd Target-date Index
BlackRock Lfpth Idx 2065 K Fd Target-date Index
BlackRock Lfpth Ind Rtrmt K Fd Target-date Other
BlackRock Lfpth Indx 2030 K Fd Target-date Other
BlackRock Lfpth Indx 2035 K Fd Target-date Other
BlackRock Lfpth Indx 2040 K Fd Target-date Other
BlackRock Lfpth Indx 2045 K Fd Target-date Other
BlackRock Lfpth Indx 2050 K Fd Target-date Other
BlackRock Lfpth Indx 2055 K Fd Target-date Other
ClearBridge Sm Cp Gr IS Fund US Small Cap Active
DFA EMERG MKT CORE EQTY I FD Emerging Markets Active
Fidelity Mid Cp Index Fund US Mid Cap Index
Fidelity Sm Cap Index Fund US Small Cap Index
Fidelity Total Int Idx Fund International Bonds Index
Fidelity US Bond Index Fund US Bonds Index
Fidelity® 500 Index Fund US Large Cap Index
MFS Growth R6 Fund US Large Cap Active
MFS Mid Cap Growth R6 Fund US Mid Cap Active
Principal Stable Value Z Fund Stable Value Other
Putnam Large Cap Value R6 Fund US Large Cap Active
PIMCO RAE US Sml Instl Fd US Small Cap Active
T. Rowe Price Overseas Stk I International Equity Active
Participant Loans Other Other
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Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with Velociti Services.