Live Nation 401(k) Plan

The Live Nation Entertainment, Inc. 401(k) Savings Plan is a multiple-employer defined contribution retirement plan covering eligible employees of Live Nation Entertainment, Inc. and participating subsidiaries. As of December 31, 2024, the plan had 10,560 active participants and 12,282 total participants with total net assets of approximately $1.03 billion. Fidelity Investments Institutional serves as the recordkeeper for the plan.

Participants: 12,567 Plan assets: $1,025,761,853 Plan number: 001 Form 5500 plan year: 2024 Last verified: Jun 12, 2026 View Form 5500
Match
The Company may in its discretion elect that each participating employer match a percentage of each eligible participant's pre-tax deferral contributions on a per payroll basis, plus an additional discretionary matching contribution on beha
Vesting
Participants are 50% vested after two years of service and 100% vested after three years of service in employer contributions; participants are immediately vested in their own deferrals and rollovers.
Investment Options
25 funds
Plan Size
$1,025,761,853

By Zac Murphy, CFA charterholder and CFP professional. Published June 12, 2026. Verified against Form 5500 plan year 2024.

Get a personalized look at your Live Nation 401(k) options

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Fund lineup

Fund Asset Class Type
Ariel International Institution Fund International Equity Active
Columbia Small Cap Index Fund US Small Cap Index
Fidelity Freedom 2010 K Fund Target-date Other
Fidelity Freedom 2020 K Fund Target-date Other
Fidelity Freedom 2030 K Fund Target-date Other
Fidelity Freedom 2040 K Fund Target-date Other
Fidelity Freedom 2050 K Fund Target-date Other
Fidelity Freedom 2060 K Fund Target-date Other
Fidelity Freedom 2070 K Fund Target-date Other
Fidelity Freedom Income K Fund Target-date Other
Fidelity Growth Company Fund US Large Cap Active
Fidelity® International Index Fund International Equity Index
Fidelity Low Priced Stock Fund US Mid Cap Active
Fidelity Government Money Market Fund Money Market Other
Fidelity Puritan Fund Other Active
Fidelity Strategic Income Fund US Bonds Active
Fidelity® 500 Index Fund US Large Cap Index
Invesco Real Estate Fund Real Estate Active
Invesco Emerging Markets All Cap Fund Emerging Markets Active
Janus Henderson Enterprise Fund US Mid Cap Active
Live Nation Entertainment, Inc. Common Stock (Unitized) Company Stock Other
New York Life Guaranteed Interest Fund Stable Value Other
PGIM Total Return Bond Fund US Bonds Active
Vanguard Equity-Income Adm Fund US Large Cap Active
John Hancock International Growth Fund International Equity Active

Why our allocations use only index funds

The actively managed funds in this plan cost more per year than the plan's index funds, which run roughly 0.02% to 0.06%. Decades of research on long-term active fund performance do not support reliable outperformance net of fees, which is why the allocation ideas below may consider using only the low-cost index options.

Employer match

Match summary
The Company may in its discretion elect that each participating employer match a percentage of each eligible participant's pre-tax deferral contributions on a per payroll basis, plus an additional discretionary matching contribution on beha
Match cap --
Effective match rate --
Vesting Participants are 50% vested after two years of service and 100% vested after three years of service in employer contributions; participants are immediately vested in their own deferrals and rollovers.
Waiting period Full-time employees age 21+ are immediately eligible; part-time employees age 21+ are eligible upon attaining one year o

Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with Live Nation Entertainment.

Find your risk profile

Answer 13 questions to see which allocation fits your situation.

Question 1 of 13

Risk assessment methodology based on Grable, J. E., & Lytton, R. H. (1999). Financial risk tolerance revisited: The development of a risk assessment instrument. Financial Services Review, 8, 163-181.

Allocation ideas

Five sample mixes built from this plan's funds, from conservative to growth. Take the assessment above to see which one fits your risk profile.

Recommended for you (based on your risk profile)
Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
Fidelity Strategic Income Fund 70%
Fidelity Government Money Market Fund 30%
0% stocks / 100% bonds
Recommended for you (based on your risk profile)
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
Fidelity Strategic Income Fund 49%
Fidelity Government Money Market Fund 21%
Fidelity® 500 Index Fund 19%
Fidelity® International Index Fund 8%
Columbia Small Cap Index Fund 3%
30% stocks / 70% bonds
Recommended for you (based on your risk profile)
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
Fidelity® 500 Index Fund 39%
Fidelity Strategic Income Fund 28%
Fidelity® International Index Fund 15%
Fidelity Government Money Market Fund 12%
Columbia Small Cap Index Fund 6%
60% stocks / 40% bonds
Recommended for you (based on your risk profile)
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
Fidelity® 500 Index Fund 52%
Fidelity® International Index Fund 20%
Fidelity Strategic Income Fund 14%
Columbia Small Cap Index Fund 8%
Fidelity Government Money Market Fund 6%
80% stocks / 20% bonds
Recommended for you (based on your risk profile)
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
Fidelity® 500 Index Fund 65%
Fidelity® International Index Fund 25%
Columbia Small Cap Index Fund 10%
100% stocks / 0% bonds
Stay on track

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Occasional, no-jargon guidance on getting the most from your workplace retirement plan.

  • What your match is really worth
  • How to keep costs low with index funds
  • Plan updates when your filing changes

We send only what's useful. No advisor pitches, no data sales.

These allocation ideas are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.