Clear Channel Outdoor 401(k) Plan

The Clear Channel Outdoor Holdings 401(k) Savings Plan serves 1,691 active participants and 226 total participants as of December 31, 2024, with total plan assets of $203.8 million. The plan is administered by Clear Channel Outdoor Holdings, Inc., with Fidelity Investments Institutional serving as the primary recordkeeper and service provider. The plan operates as a single-employer defined contribution plan under ERISA.

Participants: 1,788 Plan assets: $203,821,084 Plan number: 001 Form 5500 plan year: 2024 Last verified: Jun 16, 2026 View Form 5500
Match
Not disclosed in the 2024 filing
Vesting
Not disclosed in the 2024 filing
Investment Options
24 funds
Plan Size
$203,821,084

By Zac Murphy, CFA charterholder and CFP professional. Published June 16, 2026. Verified against Form 5500 plan year 2024.

Get a personalized look at your Clear Channel Outdoor 401(k) options

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Fund lineup

Fund Asset Class Type
Vanguard Vmmr-Fed Mmkt Money Market Active
NWTN USDLCV Investors S US Large Cap Index
Fid US Bond Index US Bonds Index
Fidelity 500 Index US Large Cap Index
Fidelity Extd Mkt Indx US Mid Cap Index
Fidelity Freedom Index Inc IPR Target-date Index
Fidelity Freedom Index 2010 Target-date Index
Fidelity Freedom Index 2015 Target-date Index
Fidelity Freedom Index 2020 Target-date Index
Fidelity Freedom Index 2025 Target-date Index
Fidelity Freedom Index 2030 Target-date Index
Fidelity Freedom Index 2035 Target-date Index
Fidelity Freedom Index 2040 Target-date Index
Fidelity Freedom Index 2045 Target-date Index
Fidelity Freedom Index 2050 Target-date Index
Fidelity Freedom Index 2055 Target-date Index
Fidelity Freedom Index 2060 Target-date Index
Fidelity Freedom Index 2065 Target-date Index
Fidelity Freedom Index 2070 Target-date Index
Fidelity Total Intl Idx International Equity Index
Fidelity Diversified Intl K6 International Equity Active
Fidelity Growth Co K6 US Large Cap Active
PRU CORE PL BD CL 5 US Bonds Active
GWK Small/Mid Cap US Mid Cap Active

Why our allocations use only index funds

The actively managed funds in this plan cost more per year than the plan's index funds, which run roughly 0.02% to 0.06%. Decades of research on long-term active fund performance do not support reliable outperformance net of fees, which is why the allocation ideas below may consider using only the low-cost index options.

Employer match

Match summary
Not disclosed in the 2024 filing
Match cap --
Effective match rate --
Vesting Not disclosed in the 2024 filing
Waiting period Not disclosed in the 2024 filing

Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with iHeartMedia.

Find your risk profile

Answer 13 questions to see which allocation fits your situation.

Question 1 of 13

Risk assessment methodology based on Grable, J. E., & Lytton, R. H. (1999). Financial risk tolerance revisited: The development of a risk assessment instrument. Financial Services Review, 8, 163-181.

Allocation ideas

Five sample mixes built from this plan's funds, from conservative to growth. Take the assessment above to see which one fits your risk profile.

Recommended for you (based on your risk profile)
Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
Fid US Bond Index 70%
Vanguard Vmmr-Fed Mmkt 30%
0% stocks / 100% bonds
Recommended for you (based on your risk profile)
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
Fid US Bond Index 49%
Vanguard Vmmr-Fed Mmkt 21%
NWTN USDLCV Investors S 19%
Fidelity Total Intl Idx 8%
Fidelity Extd Mkt Indx 3%
30% stocks / 70% bonds
Recommended for you (based on your risk profile)
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
NWTN USDLCV Investors S 39%
Fid US Bond Index 28%
Fidelity Total Intl Idx 15%
Vanguard Vmmr-Fed Mmkt 12%
Fidelity Extd Mkt Indx 6%
60% stocks / 40% bonds
Recommended for you (based on your risk profile)
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
NWTN USDLCV Investors S 52%
Fidelity Total Intl Idx 20%
Fid US Bond Index 14%
Fidelity Extd Mkt Indx 8%
Vanguard Vmmr-Fed Mmkt 6%
80% stocks / 20% bonds
Recommended for you (based on your risk profile)
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
NWTN USDLCV Investors S 65%
Fidelity Total Intl Idx 25%
Fidelity Extd Mkt Indx 10%
100% stocks / 0% bonds
Stay on track

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These allocation ideas are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.