ICE Mortgage Technology 401(k) Plan

The Black Knight 401(k) Profit Sharing Plan is a defined contribution plan for employees of Black Knight InfoServ, LLC and its subsidiaries. As of December 31, 2024, the plan had approximately 2,955 active participants and total plan assets of $617.7 million. Fidelity serves as both trustee and recordkeeper, with Fidelity Workplace Services LLC providing recordkeeping services.

Participants: 5,005 Plan number: 002 Form 5500 plan year: 2024 Last verified: Jun 12, 2026 View Form 5500
Match
37.5% Match
Vesting
Participants are immediately vested in their own contributions. Effective December 31, 2024, all participants became fully vested in employer matching contributions.
Investment Options
28 funds
Auto-Enrollment
Participants are automatically enrolled at 3% of pretax compensation.

By Zac Murphy, CFA charterholder and CFP professional. Published June 12, 2026. Verified against Form 5500 plan year 2024.

Get a personalized look at your ICE Mortgage Technology 401(k) options

Not sure if you're getting the most out of your plan? Tell us a bit about your situation and we'll help you understand your options.

Waterfall Planning provides financial planning education. Information submitted will not result in personalized investment recommendations. Submissions are subject to our Privacy Policy.

Fund lineup

Fund Asset Class Type
Fidelity Managed Income Portfolio II Class I Stable Value Other
Fidelity Government Money Market Money Market Other
Vanguard Federal Money Market Fund Money Market Other
American Funds EuroPacific Growth R6 International Equity Active
Harbor Capital Appreciation Institutional US Large Cap Active
Baird Core Plus Bond Institutional US Bonds Active
Vanguard Equity Income Admiral US Large Cap Active
Vanguard Wellington Admiral Balanced/Allocation Active
JPMorgan MidCap Value L US Mid Cap Active
Vanguard Inflation Protected Securities Admiral TIPS Active
Baron Small Cap Inst US Small Cap Active
Brandywine Global Opportunity Bond I International Bonds Active
Fidelity US Bond Index US Bonds Index
Fidelity 500 Index US Large Cap Index
Fidelity Extended Market Index US Small Cap Index
Fidelity Freedom Index Income IPR Target-date Index
Fidelity Freedom Index 2015 IPR Target-date Index
Fidelity Freedom Index 2020 IPR Target-date Index
Fidelity Freedom Index 2025 IPR Target-date Index
Fidelity Freedom Index 2030 IPR Target-date Index
Fidelity Freedom Index 2035 IPR Target-date Index
Fidelity Freedom Index 2040 IPR Target-date Index
Fidelity Freedom Index 2045 IPR Target-date Index
Fidelity Freedom Index 2050 IPR Target-date Index
Fidelity Freedom Index 2055 IPR Target-date Index
Fidelity Freedom Index 2060 IPR Target-date Index
Fidelity Total International Index International Equity Index
Fidelity Freedom Index 2065 IPR Target-date Index

Why our allocations use only index funds

The actively managed funds in this plan cost more per year than the plan's index funds, which run roughly 0.02% to 0.06%. Decades of research on long-term active fund performance do not support reliable outperformance net of fees, which is why the allocation ideas below may consider using only the low-cost index options.

Employer match

Match summary
37.5% match on the first 6% of eligible earnings contributed to the plan
Match cap 37.50% of pay
Effective match rate 6%
Vesting Participants are immediately vested in their own contributions. Effective December 31, 2024, all participants became fully vested in employer matching contributions.
Waiting period Participants may contribute immediately upon eligibility (age 18 with plan entry).
$
Contribute this much to capture the full match
37.50% of your eligible pay, every paycheck.

37.5% match on the first 6% of eligible earnings contributed to the plan Contributing less than 37.50% of your eligible pay leaves part of ICE Mortgage Technology's match unclaimed.

What the match is worth at your pay After 1 year of service, contributing 37.50%
Annual pay Your contribution Employer match Total to 401(k)

Estimates assume a constant salary and the match formula shown above. Your actual match depends on your plan's exact terms.

The cost of contributing only --%

On a $60,000 salary, contributing just half the match threshold would leave about -- in employer match unclaimed each year. Invested over 20 years at a hypothetical 7% annual return, that forgone match could have grown to roughly -- (a hypothetical illustration, not a projection). The match is the highest-return contribution you will make all year.

Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with ICE Mortgage Technology.

Find your risk profile

Answer 13 questions to see which allocation fits your situation.

Question 1 of 13

Risk assessment methodology based on Grable, J. E., & Lytton, R. H. (1999). Financial risk tolerance revisited: The development of a risk assessment instrument. Financial Services Review, 8, 163-181.

Allocation ideas

Five sample mixes built from this plan's funds, from conservative to growth. Take the assessment above to see which one fits your risk profile.

Recommended for you (based on your risk profile)
Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
Fidelity US Bond Index 70%
Fidelity Managed Income Portfolio II Class I 30%
0% stocks / 100% bonds
Recommended for you (based on your risk profile)
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
Fidelity US Bond Index 49%
Fidelity Managed Income Portfolio II Class I 21%
Fidelity 500 Index 19%
Fidelity Total International Index 8%
Fidelity Extended Market Index 3%
30% stocks / 70% bonds
Recommended for you (based on your risk profile)
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
Fidelity 500 Index 39%
Fidelity US Bond Index 28%
Fidelity Total International Index 15%
Fidelity Managed Income Portfolio II Class I 12%
Fidelity Extended Market Index 6%
60% stocks / 40% bonds
Recommended for you (based on your risk profile)
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
Fidelity 500 Index 52%
Fidelity Total International Index 20%
Fidelity US Bond Index 14%
Fidelity Extended Market Index 8%
Fidelity Managed Income Portfolio II Class I 6%
80% stocks / 20% bonds
Recommended for you (based on your risk profile)
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
Fidelity 500 Index 65%
Fidelity Total International Index 25%
Fidelity Extended Market Index 10%
100% stocks / 0% bonds
Stay on track

Get a plain-English breakdown of your plan

Occasional, no-jargon guidance on getting the most from your workplace retirement plan.

  • What your match is really worth
  • How to keep costs low with index funds
  • Plan updates when your filing changes

We send only what's useful. No advisor pitches, no data sales.

These allocation ideas are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.