Cox Enterprises 401(k) Plan Match and Vesting

Cox Enterprises offers a 401(k) match: Not disclosed in the 2024 filing. Eligible employees can contribute up to the IRS annual limit, with the employer match subject to vesting (Not disclosed in the 2024 filing).

The Cox Enterprises, Inc. 401(k) Plan is a single-employer defined contribution plan sponsored by Cox Enterprises, Inc., a media and communications company headquartered in Atlanta, Georgia. As of December 31, 2024, the plan had 42,495 active participants and 60,459 total participants with account balances, serving a workforce with approximately $8.1 billion in total plan assets. The plan utilizes a master trust investment structure with multiple collective investment trusts and stable value contracts for participant investment options.

Participants: 63,569 Plan assets: $8,132,054,996 Plan number: 003 Form 5500 plan year: 2024 Last verified: Jun 22, 2026 View Form 5500
Match
Not disclosed in the 2024 filing
Vesting
Not disclosed in the 2024 filing
Investment Options
22 funds
Plan Size
$8,132,054,996

By Zac Murphy, CFA charterholder and CFP professional. Published June 22, 2026. Verified against Form 5500 plan year 2024.

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Fund lineup

Fund Asset Class Type
Vanguard Institutional Total Stock Market Index Trust US Large Cap Index
T. Rowe Price U.S. Structured Research Equity Strategy US Large Cap Active
Vanguard Target Retirement 2035 Trust Select Target-date Active
Vanguard Target Retirement 2040 Trust Select Target-date Active
Vanguard Target Retirement 2045 Trust Select Target-date Active
Vanguard Target Retirement 2030 Trust Select Target-date Active
Vanguard Target Retirement 2050 Trust Select Target-date Active
Vanguard Target Retirement 2055 Trust Select Target-date Active
Vanguard Target Retirement 2025 Trust Select Target-date Active
WTC-CIF II SMID Cap Research Equity US Mid Cap Active
Vanguard Institutional Total International Stock Market Index Trust International Equity Index
Vanguard Target Retirement 2060 Trust Select Target-date Active
Vanguard Target Retirement 2020 Trust Select Target-date Active
Vanguard Target Retirement Income Trust Select Target-date Active
Vanguard Institutional Total Bond Market Index Trust US Bonds Index
Vanguard Target Retirement 2065 Trust Select Target-date Active
Vanguard Target Retirement 2070 Trust Select Target-date Active
Dodge & Cox Income Fund Class X US Bonds Active
Arrowstreet International Equity ACWI ex US; Class H International Equity Active
Cox Enterprises Stable Value Fund - Invesco Stable Value Other
Vanguard Cash & Cash Equivalents Money Market Active
Participant Loans Other Other

Why our allocations use only index funds

The actively managed funds in this plan cost more per year than the plan's index funds, which run roughly 0.02% to 0.06%. Decades of research on long-term active fund performance do not support reliable outperformance net of fees, which is why the allocation examples below may consider using only the low-cost index options.

Employer match

Match summary
Not disclosed in the 2024 filing
Match cap --
Effective match rate --
Vesting Not disclosed in the 2024 filing
Waiting period Not disclosed in the 2024 filing

Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with Cox Enterprises.

Find your risk profile

Answer 13 questions to see which allocation fits your situation.

Question 1 of 13

Risk assessment methodology based on Grable, J. E., & Lytton, R. H. (1999). Financial risk tolerance revisited: The development of a risk assessment instrument. Financial Services Review, 8, 163-181.

Allocation Examples

Five sample mixes built from this plan's funds, from conservative to growth. Take the assessment above to see which one fits your risk profile.

Recommended for you (based on your risk profile)
Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
Vanguard Institutional Total Bond Market Index Trust 70%
Cox Enterprises Stable Value Fund - Invesco 30%
0% stocks / 100% bonds
Recommended for you (based on your risk profile)
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
Vanguard Institutional Total Bond Market Index Trust 49%
Cox Enterprises Stable Value Fund - Invesco 21%
Vanguard Institutional Total Stock Market Index Trust 19%
Vanguard Institutional Total International Stock Market Index Trust 8%
WTC-CIF II SMID Cap Research Equity 3%
30% stocks / 70% bonds
Recommended for you (based on your risk profile)
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
Vanguard Institutional Total Stock Market Index Trust 39%
Vanguard Institutional Total Bond Market Index Trust 28%
Vanguard Institutional Total International Stock Market Index Trust 15%
Cox Enterprises Stable Value Fund - Invesco 12%
WTC-CIF II SMID Cap Research Equity 6%
60% stocks / 40% bonds
Recommended for you (based on your risk profile)
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
Vanguard Institutional Total Stock Market Index Trust 52%
Vanguard Institutional Total International Stock Market Index Trust 20%
Vanguard Institutional Total Bond Market Index Trust 14%
WTC-CIF II SMID Cap Research Equity 8%
Cox Enterprises Stable Value Fund - Invesco 6%
80% stocks / 20% bonds
Recommended for you (based on your risk profile)
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
Vanguard Institutional Total Stock Market Index Trust 65%
Vanguard Institutional Total International Stock Market Index Trust 25%
WTC-CIF II SMID Cap Research Equity 10%
100% stocks / 0% bonds
Stay on track

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We send only what's useful. No advisor pitches, no data sales.

These allocation examples are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.

Talk to Zac about your 401(k)

Zac Murphy, CFA, CFP® -- Founder of Waterfall Planning
Zac Murphy, CFA, CFP®
CFA charterholder, CFP® professional, and founder of Waterfall Planning

Helps clients build wealth deliberately, through portfolios that match their goals, retirement that arrives on schedule, and tax strategy that keeps more of what they earn.

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