Arista Networks 401(k) Plan

The Arista Networks Inc. 401(k) Plan is a single-employer defined contribution plan covering 2,212 active participants and 515 other separated participants entitled to future benefits as of December 31, 2024. The plan had net assets of $463.5 million at year-end 2024. Fidelity Investments Institutional serves as the plan's recordkeeper and trustee. The plan features automatic enrollment at 6% deferral for newly eligible employees and offers a full range of investment options including target-date funds, index funds, and mutual funds.

Participants: 2,470 Plan assets: $463,470,141 Plan number: 001 Form 5500 plan year: 2024 Last verified: Jun 12, 2026 View Form 5500
Match
Discretionary match
Vesting
Participants are fully vested in their own contributions and rollovers at all times; employer contributions vest immediately except for top heavy contributions which have a 6-year vesting schedule.
Investment Options
33 funds
Auto-Enrollment
Automatic enrollment provisions apply to all newly eligible employees with an initial pre-tax deferral contribution of 6%.
Plan Size
$463,470,141

By Zac Murphy, CFA charterholder and CFP professional. Published June 12, 2026. Verified against Form 5500 plan year 2024.

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Fund lineup

Fund Asset Class Type
FID Blue Chip Gr Cp A US Large Cap Active
Spartan Total Market Idx Cl C US Large Cap Index
Spartan Global Ex US Idx Cl C International Equity Index
Spartan Small Cap Idx Cl C US Small Cap Index
Spartan Mid Cap Idx Cl C US Mid Cap Index
FID Freedom Income Cp D Target-date Other
FID Freedom 2010 Cp D Target-date Other
FID Freedom 2015 Cp D Target-date Other
FID Freedom 2020 Cp D Target-date Other
FID Freedom 2025 Cp D Target-date Other
FID Freedom 2030 Cp D Target-date Other
FID Freedom 2035 Cp D Target-date Other
FID Freedom 2040 Cp D Target-date Other
FID Freedom 2045 Cp D Target-date Other
FID Freedom 2050 Cp D Target-date Other
FID Freedom 2055 Cp D Target-date Other
FID Freedom 2060 Cp D Target-date Other
FID Freedom 2065 Cp D Target-date Other
FID - Brokerage - Fidelity Fund Balanced/Allocation Active
FID - Brokerage - External Fund Balanced/Allocation Active
FID - Brokerage - Unit Trust Fund Balanced/Allocation Active
TRP Div Growth US Large Cap Active
C&S Real Estate Opp & Inc Fd Real Estate Active
Am Cent Mid Cap Val Inv US Mid Cap Active
AF American Mutual R5 Balanced/Allocation Active
FID Small Cap Value US Small Cap Active
FID Overseas K International Equity Active
FID US Bond Idx US Bonds Index
FID Total Bond K6 US Bonds Index
FID Growth Strat K6 Balanced/Allocation Active
FID Intl Cap Appr K6 International Equity Active
FID OTC K6 US Large Cap Active
FID Puritan K6 Balanced/Allocation Active

Why our allocations use only index funds

The actively managed funds in this plan cost more per year than the plan's index funds, which run roughly 0.02% to 0.06%. Decades of research on long-term active fund performance do not support reliable outperformance net of fees, which is why the allocation ideas below may consider using only the low-cost index options.

Employer match

Match summary
Discretionary employer match, board-approved, up to 3% of eligible base compensation. The filing does not state a fixed per-dollar match rate or formula.
Match cap --
Effective match rate --
Vesting Participants are fully vested in their own contributions and rollovers at all times; employer contributions vest immediately except for top heavy contributions which have a 6-year vesting schedule.
Waiting period Participants may begin deferring a portion of their compensation into the Plan immediately upon meeting eligibility requ

Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with Arista Networks.

Find your risk profile

Answer 13 questions to see which allocation fits your situation.

Question 1 of 13

Risk assessment methodology based on Grable, J. E., & Lytton, R. H. (1999). Financial risk tolerance revisited: The development of a risk assessment instrument. Financial Services Review, 8, 163-181.

Allocation ideas

Five sample mixes built from this plan's funds, from conservative to growth. Take the assessment above to see which one fits your risk profile.

Recommended for you (based on your risk profile)
Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
FID US Bond Idx 100%
0% stocks / 100% bonds
Recommended for you (based on your risk profile)
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
FID US Bond Idx 70%
Spartan Total Market Idx Cl C 19%
Spartan Global Ex US Idx Cl C 8%
Spartan Small Cap Idx Cl C 3%
30% stocks / 70% bonds
Recommended for you (based on your risk profile)
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
FID US Bond Idx 40%
Spartan Total Market Idx Cl C 39%
Spartan Global Ex US Idx Cl C 15%
Spartan Small Cap Idx Cl C 6%
60% stocks / 40% bonds
Recommended for you (based on your risk profile)
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
Spartan Total Market Idx Cl C 52%
Spartan Global Ex US Idx Cl C 20%
FID US Bond Idx 20%
Spartan Small Cap Idx Cl C 8%
80% stocks / 20% bonds
Recommended for you (based on your risk profile)
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
Spartan Total Market Idx Cl C 65%
Spartan Global Ex US Idx Cl C 25%
Spartan Small Cap Idx Cl C 10%
100% stocks / 0% bonds
Stay on track

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These allocation ideas are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.