Argenx 401(k) Plan

The Argenx US Inc. 401(k) Profit Sharing Plan is a defined contribution retirement plan established January 1, 2018, covering substantially all eligible employees. The plan had 705 active participants and 57 inactive participants as of December 31, 2024, with total plan assets of $67.2 million. Fidelity serves as the recordkeeper and qualified institution providing investment administration and custody services.

Participants: 497 Plan assets: $67,157,948 Plan number: 001 Form 5500 plan year: 2024 Last verified: Jun 16, 2026 View Form 5500
Match
100% Match on 4%
Vesting
Participants are immediately vested in all contributions and earnings thereon.
Investment Options
29 funds
Plan Size
$67,157,948

By Zac Murphy, CFA charterholder and CFP professional. Published June 16, 2026. Verified against Form 5500 plan year 2024.

Get a personalized look at your Argenx 401(k) options

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Fund lineup

Fund Asset Class Type
Fidelity Freedom Index 2035 IPR Target-date Index
Fidelity Freedom Index 2045 IPR Target-date Index
Fidelity Freedom Index 2040 IPR Target-date Index
Fidelity 500 Index US Large Cap Index
Fidelity Freedom Index 2030 IPR Target-date Index
Fidelity Blue Chip Growth K6 US Large Cap Active
Fidelity Freedom Index 2050 IPR Target-date Index
Fidelity Freedom Index 2055 IPR Target-date Index
American Funds American Mutual R6 Balanced/Allocation Active
Fidelity Freedom Index 2025 IPR Target-date Index
Fidelity Freedom Index 2060 IPR Target-date Index
Fidelity Government Money Market K6 Money Market Other
Fidelity Mid Cap Index US Mid Cap Index
Fidelity Global ex US Index International Equity Index
Fidelity International Capital Appreciation K6 International Equity Active
JP Morgan Government Bond R6 US Bonds Active
Fidelity Small Cap Index US Small Cap Index
Fidelity Emerging Markets Index Emerging Markets Index
Fidelity Freedom Index 2065 IPR Target-date Index
Fidelity Total Bond K6 US Bonds Index
MFS Mid Cap Growth R6 US Mid Cap Active
American Century Mid Cap Value R6 US Mid Cap Active
MFS Massachusetts Investors Trust R6 US Large Cap Active
Fidelity Inflation Protected Bond Index TIPS Index
Fidelity US Bond Index US Bonds Index
Fidelity Freedom Index 2020 IPR Target-date Index
Allspring Special Small Cap Value R6 US Small Cap Active
Janus Henderson Triton N US Large Cap Active
Fidelity Freedom Index Income IPR Target-date Index

Why our allocations use only index funds

The actively managed funds in this plan cost more per year than the plan's index funds, which run roughly 0.02% to 0.06%. Decades of research on long-term active fund performance do not support reliable outperformance net of fees, which is why the allocation ideas below may consider using only the low-cost index options.

Employer match

Match summary
100% match on the first 4% of eligible compensation deferred by each participant, with a true-up provision at year end. Effective January 1, 2025, the employer safe harbor match formula increased to 100% of the first 6% of eligible compensa
Match cap 100% of pay
Effective match rate 4%
Vesting Participants are immediately vested in all contributions and earnings thereon.
Waiting period Employees become eligible to participate on their first day of employment upon reaching age twenty-one.
$
Contribute this much to capture the full match
100% of your eligible pay, every paycheck.

100% match on the first 4% of eligible compensation deferred by each participant, with a true-up provision at year end. Effective January 1, 2025, the employer safe harbor match formula increased to 100% of the first 6% of eligible compensa Contributing less than 100% of your eligible pay leaves part of argenx's match unclaimed.

What the match is worth at your pay After 1 year of service, contributing 100%
Annual pay Your contribution Employer match Total to 401(k)

Estimates assume a constant salary and the match formula shown above. Your actual match depends on your plan's exact terms.

The cost of contributing only --%

On a $60,000 salary, contributing just half the match threshold would leave about -- in employer match unclaimed each year. Invested over 20 years at a hypothetical 7% annual return, that forgone match could have grown to roughly -- (a hypothetical illustration, not a projection). The match is the highest-return contribution you will make all year.

Sources

  • Plan metadata (employer, participants, assets, plan year): Form 5500 annual return/report, plan year 2024 -- view filing
  • Summary Plan Description (SPD) and fee disclosure (404a-5), where available from the plan administrator.

This page is for educational purposes only and does not constitute investment, tax, or legal advice, nor a recommendation to buy or sell any security. Information is drawn from public Form 5500 filings and plan documents and may be incomplete or out of date. You may consider consulting a qualified professional and confirming all details with your plan administrator before making decisions. Waterfall Planning is not affiliated with argenx.

Find your risk profile

Answer 13 questions to see which allocation fits your situation.

Question 1 of 13

Risk assessment methodology based on Grable, J. E., & Lytton, R. H. (1999). Financial risk tolerance revisited: The development of a risk assessment instrument. Financial Services Review, 8, 163-181.

Allocation ideas

Five sample mixes built from this plan's funds, from conservative to growth. Take the assessment above to see which one fits your risk profile.

Recommended for you (based on your risk profile)
Conservative
Conservative

Capital preservation with minimal market exposure, built from bonds and stable value.

US equity   International   Bonds   Stable value
Fidelity Total Bond K6 70%
Fidelity Government Money Market K6 30%
0% stocks / 100% bonds
Recommended for you (based on your risk profile)
Income & A Little Growth
Income & A Little Growth

Mostly bonds with a small stock sleeve for modest growth.

US equity   International   Bonds   Stable value
Fidelity Total Bond K6 49%
Fidelity Government Money Market K6 21%
Fidelity 500 Index 19%
Fidelity Global ex US Index 8%
Fidelity Mid Cap Index 3%
30% stocks / 70% bonds
Recommended for you (based on your risk profile)
Balanced
Balanced

A classic 60/40 split of stocks and bonds.

US equity   International   Bonds   Stable value
Fidelity 500 Index 39%
Fidelity Total Bond K6 28%
Fidelity Global ex US Index 15%
Fidelity Government Money Market K6 12%
Fidelity Mid Cap Index 6%
60% stocks / 40% bonds
Recommended for you (based on your risk profile)
Growth & Income
Growth & Income

Stock-heavy with a bond cushion for a long horizon.

US equity   International   Bonds   Stable value
Fidelity 500 Index 52%
Fidelity Global ex US Index 20%
Fidelity Total Bond K6 14%
Fidelity Mid Cap Index 8%
Fidelity Government Money Market K6 6%
80% stocks / 20% bonds
Recommended for you (based on your risk profile)
Growth
Growth

All stocks for maximum long-term growth potential, with higher short-term volatility.

US equity   International   Bonds   Stable value
Fidelity 500 Index 65%
Fidelity Global ex US Index 25%
Fidelity Mid Cap Index 10%
100% stocks / 0% bonds
Stay on track

Get a plain-English breakdown of your plan

Occasional, no-jargon guidance on getting the most from your workplace retirement plan.

  • What your match is really worth
  • How to keep costs low with index funds
  • Plan updates when your filing changes

We send only what's useful. No advisor pitches, no data sales.

These allocation ideas are educational illustrations built from this plan's available funds and a standard risk-tolerance assessment. They are not personalized investment advice or a recommendation, and risk tolerance is only one factor in an investment decision. You may consider consulting a qualified professional before making changes to your account.