Give your team a financial planning tool that answers the real question: will my savings be enough? Budget, savings goals, and retirement projections. All in about 30 minutes. No bank linking. No fiduciary risk.
Flat-fee pricing from $2,000/year -- no commitment to get a quote
Each stage builds on the last. Your people finish all three in about 30 minutes and have a full financial roadmap.
Enter income and expenses. See exactly where after-tax money goes. Includes automatic tax calculation.
Allocate savings across goals -- emergency fund, retirement, debt payoff -- then see the full picture in a plan summary.
Model retirement spending and run what-if scenarios. See whether savings will last -- and what changes would help.
Your people need more than a balance on a statement. They need to know if it will be enough.
| Waterfall Planning | 401(k) Provider | Wellness Apps | |
|---|---|---|---|
| No bank or brokerage linking | ✓ | ✕ | ✕ |
| Complete monthly budget | ✓ | ✕ | ✓ |
| Savings goal allocation | ✓ | ✕ | ✓ |
| Retirement spending projections | ✓ | ✕ | ✕ |
| What-if scenario modeling | ✓ | ✕ | ✕ |
| Zero fiduciary risk | ✓ | ✕ | ✓ |
| Full plan in ~30 minutes | ✓ | ✕ | ✕ |
One annual fee covers your entire team. Every user gets the full toolset.
Starting at
$2,000/year
Up to 100 users
As low as $20/user/year
Request a QuoteLarger teams? Volume pricing available.
Contact us to discuss.
Every plan includes:
No. Waterfall Planning is an educational tool. It does not recommend investments, manage assets, or give personalized advice. Users make their own decisions. There is no fiduciary liability for the sponsoring organization.
No. Users manually enter only the numbers they choose to share. No bank, brokerage, or 401(k) credentials are ever requested.
No. Admins manage licenses and invites. They cannot view any financial data entered by individual users. Budgets, goals, and projections are private.
Admin setup takes about 10 minutes. Each employee builds their full plan in roughly 30 minutes. No IT integration, no SSO, no data migration.
No. Each tier is a fixed annual price covering up to the stated number of users. No per-user fees, no overage charges.
Yes. Request a quote and we will set up a demo walkthrough so you can see exactly how the tool works. No commitment required.
Flat-fee pricing from $2,000/year. No commitment required to get a quote.
Or reach us at [email protected] or (904) 654-3336